2008/10/12

LifeLock Review

LifeLock is a service that helps individuals protect themselves against identity theft. You might have heard about LifeLock on the radio or even on T.V. It has been seen on the Today Show, Montel Williams, CNN and MSNBC.LifeLock has also been mentioned in Money Magazine, The Wall Street Journal, Wired, CBS Early Show and the News Now. They have also been mentioned in over 250 other news stories. As you can tell this is not a service that no one has ever heard about.

LifeLock is a company that provides identity theft protection services. You may wonder why you need identity theft protection - you've never needed it before.
Identity theft is one of the most rapidly growing crimes in the world. It's now bringing in more money than drug trafficking. The reason? This crime pays well and carries very little risk of being arrested or prosecuted. Plus, there aren't any guns involved like you have with drugs. No wonder so many crooks around the world have found their perfect calling.

No matter how careful you may be with shredding your papers and protecting your social security number, your personal information is still at risk through security breaches. Over 216 million identities have been put at risk through security breaches in 2005, 2006, and 2007.

Here are some benefits you will receive:

1. Proactive Identity Theft Protection
2. Reduced Junk Mail
3. Reduced Credit Card Offers
4. A $1 Million Service Guarantee
5. WalletLock - Automatic protection for lost or stolen wallets
6. Protection of Your Children's Identities
7. And much more…

LifeLock places fraud alerts at all three credit bureaus and maintains these alerts every 90 days renewing them before they expire. A fraud alert causes the credit bureaus to flag your credit file and include your phone number so that you can give verbal authorization to a creditor as proof that they are dealing with you and not an identity thief. A creditor who accesses a flagged file is required per the FACT Act passed by Congress, to confirm your identity. It is best to place your cell phone number in your file so that you can authorize a credit transaction on the spot.

The system has worked extremely well and is the most effective identity protection service as it is proactive rather than reactive, stopping identity theft before it happens. This differs greatly from credit monitoring which only informs you that someone has used your credit and then leaves you the emotionally draining and costly task of restoring your credit and clearing your name. Are you confident that you could handle the fallout, stress and anxiety that would result from an identity theft situation? Personally, we would never want to find out.

The fraud alert system employed by LifeLock, as well as other identity theft protection leaders like LoudSiren Debix and TrustedID, is easy to use, effective, and safe. It allows YOU to maintain control of your credit and money while "locking" out thieves. Of course they do far more than this.

In conclusion, identity theft is a major epidemic we are experiencing, and it is only going to get worse. People that have experienced identity fraud have lost thousands of dollars. Some have almost lost everything they have because of it. Spending only $10 a month is worth the protection. Since it opened its doors a couple of years ago, LifeLock has been proven time and time again to work. We strongly recommend LifeLock.

Protect Your Family Now with LifeLock.

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